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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,125 | $148,582-56.2% | $135,942-52.1% | $139,456-53.3% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 25.48% | 79.26%-53.8pp | 68.28%-42.8pp | 373.45%-348.0pp |
| Employer contribution / active EE | $4,134 | $5,245-21.2% | $4,858-14.9% | $4,753-13.0% |
| Participant deferral / active EE | $13,177 | $8,101+62.6% | $7,759+69.8% | $6,711+96.3% |
| Admin fee / account holder | $988 | $12,402-92.0% | $10,764-90.8% | $11,407-91.3% |