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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,664 | $81,276-91.8% | $155,574-95.7% | $80,925-91.8% |
| Participation rate | 93.9% | 66.2%+27.7pp | 78.2%+15.7pp | 67.7%+26.3pp |
| Annual return | 12.96% | 33.36%-20.4pp | 64.87%-51.9pp | 35.65%-22.7pp |
| Employer contribution / active EE | $1,338 | $3,103-56.9% | $4,676-71.4% | $2,756-51.4% |
| Participant deferral / active EE | $1,602 | $3,453-53.6% | $5,629-71.6% | $4,299-62.7% |
| Admin fee / account holder | $351 | $7,993-95.6% | $15,914-97.8% | $6,940-94.9% |