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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,286 | $142,392-90.7% | $119,622-88.9% | $134,532-90.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -18.30% | -12.46%-5.8pp | -14.98%-3.3pp | 418.27%-436.6pp |
| Employer contribution / active EE | $2,447 | $5,224-53.2% | $4,232-42.2% | $4,741-48.4% |
| Participant deferral / active EE | $6,795 | $6,467+5.1% | $5,601+21.3% | $6,401+6.2% |
| Admin fee / account holder | $7,011 | $13,593-48.4% | $10,328-32.1% | $11,429-38.7% |