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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,958 | $175,257-89.8% | $149,717-88.0% | $139,456-87.1% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 27.07% | 166.70%-139.6pp | 134.41%-107.3pp | 373.45%-346.4pp |
| Employer contribution / active EE | $1,816 | $5,477-66.8% | $4,820-62.3% | $4,753-61.8% |
| Participant deferral / active EE | $5,586 | $6,521-14.3% | $5,682-1.7% | $6,711-16.8% |
| Admin fee / account holder | $537 | $16,156-96.7% | $13,213-95.9% | $11,407-95.3% |