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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,470 | $157,296-87.6% | $141,191-86.2% | $152,897-87.3% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 19.17% | 64.34%-45.2pp | 71.41%-52.2pp | 345.43%-326.3pp |
| Employer contribution / active EE | $2,283 | $5,262-56.6% | $4,736-51.8% | $4,764-52.1% |
| Participant deferral / active EE | $6,104 | $7,111-14.2% | $6,710-9.0% | $5,851+4.3% |
| Admin fee / account holder | $51,707 | $12,125+326.5% | $10,264+403.8% | $11,599+345.8% |