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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,790 | $148,629+10.9% | $135,982+21.2% | $139,487+18.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 3.38% | 79.33%-75.9pp | 68.32%-64.9pp | 373.84%-370.5pp |
| Employer contribution / active EE | $4,051 | $5,247-22.8% | $4,859-16.6% | $4,755-14.8% |
| Participant deferral / active EE | $1,300 | $8,102-84.0% | $7,760-83.2% | $6,713-80.6% |
| Admin fee / account holder | $6,028 | $12,406-51.4% | $10,767-44.0% | $11,407-47.2% |