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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,316 | $157,304+87.1% | $141,197+108.4% | $152,909+92.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 7.06% | 64.34%-57.3pp | 71.41%-64.3pp | 345.46%-338.4pp |
| Employer contribution / active EE | $18,901 | $5,263+259.2% | $4,736+299.1% | $4,764+296.8% |
| Participant deferral / active EE | $3,563 | $7,111-49.9% | $6,710-46.9% | $5,851-39.1% |
| Admin fee / account holder | $16,012 | $12,126+32.0% | $10,265+56.0% | $11,601+38.0% |