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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,318 | $77,901+36.5% | $149,717-29.0% | $75,181+41.4% |
| Participation rate | 92.9% | 65.6%+27.3pp | 78.8%+14.1pp | 67.2%+25.7pp |
| Annual return | 23.07% | 31.73%-8.7pp | 134.41%-111.3pp | 160.69%-137.6pp |
| Employer contribution / active EE | $7,505 | $3,137+139.2% | $4,820+55.7% | $2,671+181.0% |
| Participant deferral / active EE | $7,749 | $3,411+127.2% | $5,682+36.4% | $4,126+87.8% |
| Admin fee / account holder | $1,729 | $5,949-70.9% | $13,213-86.9% | $5,650-69.4% |