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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,865 | $56,063-77.1% | $76,051-83.1% | $80,911-84.1% |
| Participation rate | 51.7% | 62.0%-10.3pp | 69.1%-17.4pp | 67.6%-15.9pp |
| Annual return | 18.37% | 20.54%-2.2pp | 360.42%-342.0pp | 35.63%-17.3pp |
| Employer contribution / active EE | $0 | $1,874-100.0% | $2,690-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $4,626 | $3,052+51.5% | $4,257+8.6% | $4,297+7.6% |
| Admin fee / account holder | $288 | $5,240-94.5% | $6,416-95.5% | $6,935-95.8% |