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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,829 | $106,247-92.6% | $96,515-91.9% | $139,466-94.4% |
| Participation rate | 70.6% | 77.8%-7.3pp | 74.3%-3.8pp | 80.3%-9.7pp |
| Annual return | 31.91% | 38.47%-6.6pp | 35.73%-3.8pp | 373.66%-341.8pp |
| Employer contribution / active EE | $1,592 | $4,106-61.2% | $3,740-57.4% | $4,754-66.5% |
| Participant deferral / active EE | $1,987 | $5,456-63.6% | $4,880-59.3% | $6,712-70.4% |
| Admin fee / account holder | $1,634 | $7,885-79.3% | $6,735-75.7% | $11,409-85.7% |