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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,945 | $115,866+144.2% | $65,328+333.1% | $139,456+102.9% |
| Participation rate | 25.0% | 67.8%-42.8pp | 64.9%-39.9pp | 80.3%-55.3pp |
| Annual return | -0.39% | 31.21%-31.6pp | 47.39%-47.8pp | 373.45%-373.8pp |
| Employer contribution / active EE | $0 | $2,600-100.0% | $1,692-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $0 | $4,242-100.0% | $2,832-100.0% | $6,711-100.0% |
| Admin fee / account holder | $0 | $6,705-100.0% | $4,116-100.0% | $11,407-100.0% |