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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,056 | $175,257-60.0% | $149,717-53.2% | $139,456-49.8% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 14.43% | 166.70%-152.3pp | 134.41%-120.0pp | 373.45%-359.0pp |
| Employer contribution / active EE | $716 | $5,477-86.9% | $4,820-85.2% | $4,753-84.9% |
| Participant deferral / active EE | $8,773 | $6,521+34.5% | $5,682+54.4% | $6,711+30.7% |
| Admin fee / account holder | $1,752 | $16,156-89.2% | $13,213-86.7% | $11,407-84.6% |