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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,138 | $76,112-52.5% | $96,534-62.6% | $71,511-49.5% |
| Participation rate | 35.5% | 74.4%-38.9pp | 76.0%-40.5pp | 67.9%-32.4pp |
| Annual return | 21.70% | 22.81%-1.1pp | 25.88%-4.2pp | 28.86%-7.2pp |
| Employer contribution / active EE | $1,354 | $2,248-39.8% | $2,965-54.3% | $2,589-47.7% |
| Participant deferral / active EE | $2,438 | $4,217-42.2% | $4,851-49.7% | $4,291-43.2% |
| Admin fee / account holder | $1,125 | $2,708-58.5% | $8,253-86.4% | $1,588-29.2% |