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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $32,890 |
Filed as: GALLAGHER FIDUCIARY ADVISORS LLC Service code 27 · EIN 36-4291971 | Advisory (Plan) | $18,333 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,295 | $72,137+105.6% | $142,460+4.1% | $71,495+107.4% |
| Participation rate | 99.1% | 71.7%+27.4pp | 76.8%+22.4pp | 67.9%+31.2pp |
| Annual return | 21.32% | 21.15%+0.2pp | 19.99%+1.3pp | 28.85%-7.5pp |
| Employer contribution / active EE | $20,240 | $3,793+433.6% | $4,847+317.6% | $2,589+681.6% |
| Participant deferral / active EE | $18,142 | $5,280+243.6% | $6,283+188.7% | $4,291+322.8% |
| Admin fee / account holder | $323 | $1,433-77.5% | $10,011-96.8% | $1,588-79.7% |