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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,462 | $95,580-85.9% | $76,872-82.5% | $139,466-90.3% |
| Participation rate | 80.0% | 74.0%+6.0pp | 69.6%+10.4pp | 80.3%-0.3pp |
| Annual return | -4.20% | 55.00%-59.2pp | 37.90%-42.1pp | 373.66%-377.9pp |
| Employer contribution / active EE | $2,238 | $3,145-28.9% | $2,533-11.7% | $4,754-52.9% |
| Participant deferral / active EE | $2,634 | $4,623-43.0% | $3,832-31.3% | $6,712-60.8% |
| Admin fee / account holder | $8,982 | $8,302+8.2% | $5,476+64.0% | $11,409-21.3% |