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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,578 | $148,582-55.9% | $135,942-51.8% | $139,456-53.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 22.41% | 79.26%-56.8pp | 68.28%-45.9pp | 373.45%-351.0pp |
| Employer contribution / active EE | $5,621 | $5,245+7.2% | $4,858+15.7% | $4,753+18.3% |
| Participant deferral / active EE | $18,681 | $8,101+130.6% | $7,759+140.8% | $6,711+178.3% |
| Admin fee / account holder | $414 | $12,402-96.7% | $10,764-96.1% | $11,407-96.4% |