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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,490 | $129,737-91.9% | $119,126-91.2% | $154,746-93.2% |
| Participation rate | 85.0% | 78.9%+6.1pp | 75.8%+9.2pp | 80.7%+4.3pp |
| Annual return | 17.76% | 379.08%-361.3pp | 282.11%-264.4pp | 172.34%-154.6pp |
| Employer contribution / active EE | $2,051 | $4,375-53.1% | $4,034-49.1% | $4,379-53.2% |
| Participant deferral / active EE | $3,221 | $5,842-44.9% | $5,318-39.4% | $6,730-52.1% |
| Admin fee / account holder | $322 | $11,961-97.3% | $10,693-97.0% | $14,365-97.8% |