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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,490 | $171,492-93.9% | $150,734-93.0% | $198,609-94.7% |
| Participation rate | 85.0% | 81.4%+3.6pp | 78.4%+6.6pp | 82.4%+2.6pp |
| Annual return | 17.76% | 804.70%-786.9pp | 600.81%-583.1pp | 202.70%-184.9pp |
| Employer contribution / active EE | $2,051 | $5,470-62.5% | $4,918-58.3% | $5,055-59.4% |
| Participant deferral / active EE | $3,221 | $6,259-48.5% | $5,610-42.6% | $6,977-53.8% |
| Admin fee / account holder | $322 | $17,628-98.2% | $14,905-97.8% | $19,030-98.3% |