Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,446 | $51,202-91.3% | $70,548-93.7% | $75,181-94.1% |
| Participation rate | 65.4% | 61.0%+4.4pp | 68.3%-3.0pp | 67.2%-1.8pp |
| Annual return | 20.85% | 30.05%-9.2pp | 32.78%-11.9pp | 160.69%-139.8pp |
| Employer contribution / active EE | $369 | $1,827-79.8% | $2,975-87.6% | $2,671-86.2% |
| Participant deferral / active EE | $1,225 | $2,850-57.0% | $4,567-73.2% | $4,126-70.3% |
| Admin fee / account holder | $734 | $4,094-82.1% | $6,424-88.6% | $5,650-87.0% |