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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,638 | $148,623-88.8% | $135,974-87.8% | $139,466-88.1% |
| Participation rate | 40.0% | 83.9%-43.9pp | 81.9%-41.9pp | 80.3%-40.3pp |
| Annual return | 23.65% | 79.30%-55.7pp | 68.30%-44.7pp | 373.66%-350.0pp |
| Employer contribution / active EE | $1,427 | $5,246-72.8% | $4,859-70.6% | $4,754-70.0% |
| Participant deferral / active EE | $4,051 | $8,103-50.0% | $7,760-47.8% | $6,712-39.6% |
| Admin fee / account holder | $3,710 | $12,406-70.1% | $10,767-65.5% | $11,409-67.5% |