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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,528 | $107,666-76.3% | $102,184-75.0% | $154,746-83.5% |
| Participation rate | 33.3% | 83.7%-50.4pp | 82.6%-49.3pp | 80.7%-47.4pp |
| Annual return | 16.32% | 29.33%-13.0pp | 31.58%-15.3pp | 172.34%-156.0pp |
| Employer contribution / active EE | $3,199 | $3,846-16.8% | $3,594-11.0% | $4,379-27.0% |
| Participant deferral / active EE | $3,998 | $8,719-54.1% | $8,309-51.9% | $6,730-40.6% |
| Admin fee / account holder | $9,230 | $12,943-28.7% | $11,609-20.5% | $14,365-35.7% |