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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,732 | $108,897-83.7% | $100,378-82.3% | $145,877-87.8% |
| Participation rate | 66.7% | 83.0%-16.3pp | 81.5%-14.8pp | 80.3%-13.6pp |
| Annual return | 21.14% | 58.17%-37.0pp | 49.41%-28.3pp | 551.28%-530.1pp |
| Employer contribution / active EE | $5,052 | $4,420+14.3% | $3,942+28.1% | $4,663+8.3% |
| Participant deferral / active EE | $6,222 | $8,455-26.4% | $8,087-23.1% | $6,691-7.0% |
| Admin fee / account holder | $477 | $9,690-95.1% | $7,899-94.0% | $13,402-96.4% |