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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,528 | $100,970-74.7% | $96,576-73.6% | $137,256-81.4% |
| Participation rate | 33.3% | 82.6%-49.3pp | 81.4%-48.1pp | 80.0%-46.6pp |
| Annual return | 16.32% | 38.16%-21.8pp | 38.47%-22.2pp | 220.34%-204.0pp |
| Employer contribution / active EE | $3,199 | $3,809-16.0% | $3,553-10.0% | $4,156-23.0% |
| Participant deferral / active EE | $3,998 | $8,286-51.7% | $7,956-49.7% | $6,407-37.6% |
| Admin fee / account holder | $9,230 | $11,312-18.4% | $11,381-18.9% | $12,270-24.8% |