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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,475 | $156,927-60.2% | $121,169-48.4% | $139,456-55.2% |
| Participation rate | 73.7% | 76.4%-2.8pp | 69.5%+4.2pp | 80.3%-6.6pp |
| Annual return | 16.48% | 1475.85%-1459.4pp | 986.71%-970.2pp | 373.45%-357.0pp |
| Employer contribution / active EE | $6,232 | $5,542+12.4% | $4,168+49.5% | $4,753+31.1% |
| Participant deferral / active EE | $11,025 | $4,848+127.4% | $4,083+170.0% | $6,711+64.3% |
| Admin fee / account holder | $7,708 | $6,946+11.0% | $5,645+36.5% | $11,407-32.4% |