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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,489 | $175,231-71.2% | $149,696-66.3% | $139,466-63.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.83% | 166.77%-151.9pp | 134.46%-119.6pp | 373.66%-358.8pp |
| Employer contribution / active EE | $3,251 | $5,478-40.6% | $4,821-32.6% | $4,754-31.6% |
| Participant deferral / active EE | $6,619 | $6,521+1.5% | $5,682+16.5% | $6,712-1.4% |
| Admin fee / account holder | $1,492 | $16,155-90.8% | $13,212-88.7% | $11,409-86.9% |