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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,400 | $167,362+24.5% | $143,799+44.9% | $134,532+54.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -32.98% | 0.47%-33.5pp | -0.04%-32.9pp | 418.27%-451.2pp |
| Employer contribution / active EE | $14,967 | $5,620+166.3% | $4,952+202.2% | $4,741+215.7% |
| Participant deferral / active EE | $14,507 | $6,447+125.0% | $5,638+157.3% | $6,401+126.6% |
| Admin fee / account holder | $1,050 | $18,094-94.2% | $14,677-92.8% | $11,429-90.8% |