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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,286 | $114,119-84.0% | $107,187-82.9% | $138,895-86.8% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 79.9%-4.9pp |
| Annual return | 18.76% | 273.21%-254.4pp | 204.55%-185.8pp | 145.39%-126.6pp |
| Employer contribution / active EE | $1,552 | $4,059-61.8% | $3,782-59.0% | $4,194-63.0% |
| Participant deferral / active EE | $4,471 | $5,538-19.3% | $5,096-12.3% | $6,396-30.1% |
| Admin fee / account holder | $3,934 | $10,024-60.8% | $9,162-57.1% | $12,562-68.7% |