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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,822 | $27,632-93.4% | $61,452-97.0% | $68,486-97.3% |
| Participation rate | 40.7% | 39.5%+1.2pp | 52.6%-11.9pp | 67.9%-27.2pp |
| Annual return | 0.00% | -13.24%+13.2pp | 338.96%-339.0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $397 | $696-43.0% | $1,160-65.8% | $2,597-84.7% |
| Participant deferral / active EE | $514 | $1,264-59.3% | $2,125-75.8% | $4,028-87.2% |
| Admin fee / account holder | $59 | $2,010-97.1% | $2,131-97.2% | $5,404-98.9% |