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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,297 | $69,118-86.5% | $53,647-82.7% | $138,895-93.3% |
| Participation rate | 9.1% | 64.0%-54.9pp | 56.3%-47.2pp | 79.9%-70.8pp |
| Annual return | 13.26% | 248.26%-235.0pp | 358.33%-345.1pp | 145.39%-132.1pp |
| Employer contribution / active EE | $248 | $1,189-79.2% | $962-74.3% | $4,194-94.1% |
| Participant deferral / active EE | $389 | $2,274-82.9% | $1,813-78.6% | $6,396-93.9% |
| Admin fee / account holder | $1,472 | $2,724-46.0% | $2,460-40.2% | $12,562-88.3% |