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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,187 | $22,602-90.3% | $65,328-96.7% | $75,181-97.1% |
| Participation rate | 68.0% | 63.1%+4.9pp | 64.9%+3.1pp | 67.2%+0.8pp |
| Annual return | 45.88% | 71.13%-25.3pp | 47.39%-1.5pp | 160.69%-114.8pp |
| Employer contribution / active EE | $596 | $941-36.6% | $1,692-64.8% | $2,671-77.7% |
| Participant deferral / active EE | $1,454 | $1,695-14.2% | $2,832-48.7% | $4,126-64.8% |
| Admin fee / account holder | $109 | $1,877-94.2% | $4,116-97.4% | $5,650-98.1% |