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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,337 | $74,535+74.9% | $100,712+29.4% | $82,637+57.7% |
| Participation rate | 70.3% | 61.2%+9.1pp | 69.3%+1.0pp | 68.1%+2.2pp |
| Annual return | 11.27% | 18.92%-7.7pp | 33.27%-22.0pp | 53.51%-42.2pp |
| Employer contribution / active EE | $1,346 | $1,503-10.4% | $2,313-41.8% | $2,552-47.3% |
| Participant deferral / active EE | $3,330 | $3,074+8.3% | $4,085-18.5% | $4,126-19.3% |
| Admin fee / account holder | $12,145 | $6,576+84.7% | $9,256+31.2% | $7,339+65.5% |