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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,125 | $22,602-90.6% | $65,328-96.7% | $75,181-97.2% |
| Participation rate | 71.2% | 63.1%+8.1pp | 64.9%+6.2pp | 67.2%+4.0pp |
| Annual return | 32.93% | 71.13%-38.2pp | 47.39%-14.5pp | 160.69%-127.8pp |
| Employer contribution / active EE | $976 | $941+3.7% | $1,692-42.3% | $2,671-63.4% |
| Participant deferral / active EE | $1,119 | $1,695-34.0% | $2,832-60.5% | $4,126-72.9% |
| Admin fee / account holder | $333 | $1,877-82.2% | $4,116-91.9% | $5,650-94.1% |