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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,541 | $22,602-88.8% | $65,328-96.1% | $75,181-96.6% |
| Participation rate | 65.6% | 63.1%+2.5pp | 64.9%+0.6pp | 67.2%-1.6pp |
| Annual return | 29.99% | 71.13%-41.1pp | 47.39%-17.4pp | 160.69%-130.7pp |
| Employer contribution / active EE | $577 | $941-38.7% | $1,692-65.9% | $2,671-78.4% |
| Participant deferral / active EE | $1,239 | $1,695-26.9% | $2,832-56.2% | $4,126-70.0% |
| Admin fee / account holder | $103 | $1,877-94.5% | $4,116-97.5% | $5,650-98.2% |