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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,419 | $87,180-74.3% | $173,703-87.1% | $94,015-76.2% |
| Participation rate | 96.9% | 65.6%+31.3pp | 75.9%+21.0pp | 70.8%+26.1pp |
| Annual return | 21.83% | 14.17%+7.7pp | 17.46%+4.4pp | 17.84%+4.0pp |
| Employer contribution / active EE | $2,732 | $2,494+9.5% | $4,288-36.3% | $2,790-2.1% |
| Participant deferral / active EE | $4,526 | $3,343+35.4% | $4,854-6.8% | $4,249+6.5% |
| Admin fee / account holder | $2,551 | $7,506-66.0% | $15,562-83.6% | $8,951-71.5% |