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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,419 | $81,403-72.5% | $147,027-84.8% | $87,485-74.4% |
| Participation rate | 96.9% | 63.4%+33.4pp | 73.7%+23.1pp | 68.9%+27.9pp |
| Annual return | 21.83% | 16.51%+5.3pp | 20.23%+1.6pp | 26.06%-4.2pp |
| Employer contribution / active EE | $2,732 | $2,205+23.9% | $3,626-24.7% | $2,596+5.2% |
| Participant deferral / active EE | $4,526 | $3,315+36.5% | $4,933-8.2% | $4,274+5.9% |
| Admin fee / account holder | $2,551 | $6,755-62.2% | $12,223-79.1% | $7,775-67.2% |