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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,004 | $22,602-95.6% | $65,566-98.5% | $75,173-98.7% |
| Participation rate | 61.7% | 63.1%-1.4pp | 64.9%-3.3pp | 67.2%-5.5pp |
| Annual return | 143.50% | 71.13%+72.4pp | 47.40%+96.1pp | 160.72%-17.2pp |
| Employer contribution / active EE | $395 | $941-58.1% | $1,692-76.7% | $2,671-85.2% |
| Participant deferral / active EE | $805 | $1,695-52.5% | $2,832-71.6% | $4,126-80.5% |
| Admin fee / account holder | $76 | $1,877-96.0% | $4,114-98.2% | $5,651-98.7% |