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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,319 | $84,464+247.3% | $61,399+377.7% | $134,509+118.1% |
| Participation rate | 25.0% | 62.2%-37.2pp | 52.6%-27.6pp | 81.2%-56.2pp |
| Annual return | -30.19% | 585.06%-615.3pp | 338.81%-369.0pp | 418.13%-448.3pp |
| Employer contribution / active EE | $769 | $1,545-50.2% | $1,159-33.7% | $4,741-83.8% |
| Participant deferral / active EE | $5,563 | $2,818+97.4% | $2,124+161.8% | $6,400-13.1% |
| Admin fee / account holder | $1 | $2,587-100.0% | $2,131-100.0% | $11,427-100.0% |