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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,745 | $102,429+39.4% | $147,096-3.0% | $80,925+76.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.09% | 135.02%-120.9pp | 419.75%-405.7pp | 35.65%-21.6pp |
| Employer contribution / active EE | $10,446 | $3,716+181.1% | $4,936+111.6% | $2,756+279.0% |
| Participant deferral / active EE | $9,422 | $6,649+41.7% | $8,071+16.7% | $4,299+119.2% |
| Admin fee / account holder | $3,131 | $7,957-60.7% | $13,005-75.9% | $6,940-54.9% |