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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,973 | $148,623-0.4% | $135,974+8.8% | $139,466+6.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 87.74% | 79.30%+8.4pp | 68.30%+19.4pp | 373.66%-285.9pp |
| Employer contribution / active EE | $7,755 | $5,246+47.8% | $4,859+59.6% | $4,754+63.1% |
| Participant deferral / active EE | $7,715 | $8,103-4.8% | $7,760-0.6% | $6,712+15.0% |
| Admin fee / account holder | $745 | $12,406-94.0% | $10,767-93.1% | $11,409-93.5% |