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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,233 | $106,524+44.8% | $152,301+1.3% | $87,485+76.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 17.97% | 26.89%-8.9pp | 80.50%-62.5pp | 26.06%-8.1pp |
| Employer contribution / active EE | $10,515 | $3,371+211.9% | $4,624+127.4% | $2,596+305.0% |
| Participant deferral / active EE | $10,711 | $6,525+64.1% | $8,004+33.8% | $4,274+150.6% |
| Admin fee / account holder | $7,508 | $8,287-9.4% | $14,398-47.9% | $7,775-3.4% |