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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,858 | $114,013-66.8% | $103,693-63.5% | $155,188-75.6% |
| Participation rate | 0.0% | 75.2%-75.2pp | 72.6%-72.6pp | 80.8%-80.8pp |
| Annual return | 22.49% | 49.31%-26.8pp | 47.61%-25.1pp | 148.84%-126.3pp |
| Employer contribution / active EE | $10,183 | $3,131+225.2% | $2,920+248.7% | $4,248+139.7% |
| Participant deferral / active EE | $1,686 | $4,970-66.1% | $4,579-63.2% | $6,531-74.2% |
| Admin fee / account holder | $29,199 | $8,407+247.3% | $7,858+271.6% | $14,480+101.7% |