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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,003 | $96,691-73.1% | $86,656-70.0% | $139,487-81.4% |
| Participation rate | 60.0% | 74.4%-14.4pp | 71.7%-11.7pp | 80.3%-20.3pp |
| Annual return | 33.59% | 106.87%-73.3pp | 593.09%-559.5pp | 373.84%-340.2pp |
| Employer contribution / active EE | $1,624 | $3,267-50.3% | $3,025-46.3% | $4,755-65.8% |
| Participant deferral / active EE | $5,750 | $4,838+18.9% | $4,439+29.5% | $6,713-14.3% |
| Admin fee / account holder | $385 | $6,414-94.0% | $5,619-93.1% | $11,407-96.6% |