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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,186 | $110,307-70.8% | $96,576-66.7% | $139,456-76.9% |
| Participation rate | 66.7% | 78.1%-11.4pp | 76.0%-9.3pp | 80.3%-13.7pp |
| Annual return | 31.25% | 26.40%+4.8pp | 25.87%+5.4pp | 373.45%-342.2pp |
| Employer contribution / active EE | $4,393 | $3,619+21.4% | $2,965+48.2% | $4,753-7.6% |
| Participant deferral / active EE | $6,771 | $5,547+22.1% | $4,851+39.6% | $6,711+0.9% |
| Admin fee / account holder | $93 | $11,597-99.2% | $8,253-98.9% | $11,407-99.2% |