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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,797 | $175,259-97.8% | $149,723-97.5% | $139,487-97.3% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 17.24% | 166.82%-149.6pp | 134.50%-117.3pp | 373.84%-356.6pp |
| Employer contribution / active EE | $35 | $5,478-99.4% | $4,821-99.3% | $4,755-99.3% |
| Participant deferral / active EE | $3,822 | $6,522-41.4% | $5,682-32.7% | $6,713-43.1% |
| Admin fee / account holder | $1,859 | $16,158-88.5% | $13,215-85.9% | $11,407-83.7% |