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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,837 | $167,353-97.7% | $143,797-97.3% | $134,545-97.1% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -33.86% | 0.48%-34.3pp | -0.04%-33.8pp | 418.37%-452.2pp |
| Employer contribution / active EE | $1,308 | $5,620-76.7% | $4,952-73.6% | $4,742-72.4% |
| Participant deferral / active EE | $3,787 | $6,447-41.3% | $5,638-32.8% | $6,401-40.8% |
| Admin fee / account holder | $910 | $18,096-95.0% | $14,679-93.8% | $11,431-92.0% |