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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,485 | $96,361-92.2% | $80,607-90.7% | $139,456-94.6% |
| Participation rate | 83.3% | 73.6%+9.7pp | 67.0%+16.3pp | 80.3%+3.0pp |
| Annual return | -11.12% | 1350.95%-1362.1pp | 936.11%-947.2pp | 373.45%-384.6pp |
| Employer contribution / active EE | $1,771 | $3,262-45.7% | $2,724-35.0% | $4,753-62.7% |
| Participant deferral / active EE | $1,854 | $5,232-64.6% | $4,448-58.3% | $6,711-72.4% |
| Admin fee / account holder | $1,699 | $6,601-74.3% | $5,379-68.4% | $11,407-85.1% |