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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,579 | $105,145-65.2% | $94,664-61.4% | $139,466-73.8% |
| Participation rate | 66.7% | 82.4%-15.7pp | 80.8%-14.2pp | 80.3%-13.7pp |
| Annual return | 21.65% | 38.09%-16.4pp | 156.84%-135.2pp | 373.66%-352.0pp |
| Employer contribution / active EE | $992 | $4,107-75.9% | $3,673-73.0% | $4,754-79.1% |
| Participant deferral / active EE | $2,462 | $7,599-67.6% | $7,417-66.8% | $6,712-63.3% |
| Admin fee / account holder | $271 | $8,972-97.0% | $7,222-96.2% | $11,409-97.6% |