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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,337 | $159,978-77.3% | $147,041-75.3% | $145,978-75.1% |
| Participation rate | 85.0% | 84.0%+1.0pp | 82.2%+2.8pp | 80.3%+4.7pp |
| Annual return | 112.78% | 98.36%+14.4pp | 419.21%-306.4pp | 550.52%-437.7pp |
| Employer contribution / active EE | $1,609 | $5,288-69.6% | $4,935-67.4% | $4,662-65.5% |
| Participant deferral / active EE | $4,443 | $8,429-47.3% | $8,071-45.0% | $6,690-33.6% |
| Admin fee / account holder | $2,519 | $15,053-83.3% | $13,006-80.6% | $13,400-81.2% |