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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,317 | $100,805+10.4% | $86,698+28.4% | $134,532-17.3% |
| Participation rate | 91.7% | 79.0%+12.7pp | 76.6%+15.1pp | 81.2%+10.4pp |
| Annual return | 24.97% | 29.09%-4.1pp | 35.95%-11.0pp | 418.27%-393.3pp |
| Employer contribution / active EE | $2,971 | $3,490-14.9% | $2,837+4.7% | $4,741-37.3% |
| Participant deferral / active EE | $3,735 | $5,339-30.0% | $4,656-19.8% | $6,401-41.6% |
| Admin fee / account holder | $2,099 | $10,925-80.8% | $7,493-72.0% | $11,429-81.6% |