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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,488 | $156,398+35.2% | $147,318+43.6% | $138,895+52.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 23.71% | 78.75%-55.0pp | 70.43%-46.7pp | 145.39%-121.7pp |
| Employer contribution / active EE | $36,026 | $4,853+642.3% | $4,593+684.4% | $4,194+758.9% |
| Participant deferral / active EE | $25,470 | $8,237+209.2% | $7,906+222.1% | $6,396+298.2% |
| Admin fee / account holder | $379 | $14,976-97.5% | $13,708-97.2% | $12,562-97.0% |