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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,613 | $59,584+23.5% | $86,868-15.3% | $79,393-7.3% |
| Participation rate | 32.4% | 67.7%-35.3pp | 71.6%-39.3pp | 70.7%-38.4pp |
| Annual return | 15.19% | 23.15%-8.0pp | 63.53%-48.3pp | 116.87%-101.7pp |
| Employer contribution / active EE | $1,019 | $1,768-42.3% | $2,496-59.2% | $2,428-58.0% |
| Participant deferral / active EE | $1,927 | $3,036-36.5% | $3,699-47.9% | $4,046-52.4% |
| Admin fee / account holder | $0 | $604-100.0% | $5,829-100.0% | $627-100.0% |