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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,891 | $165,361+141.2% | $149,715+166.4% | $158,950+151.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.92% | 348.24%-332.3pp | 276.66%-260.7pp | 302.91%-287.0pp |
| Employer contribution / active EE | $3,060 | $5,103-40.0% | $4,645-34.1% | $4,762-35.7% |
| Participant deferral / active EE | $8,792 | $7,182+22.4% | $6,842+28.5% | $5,983+47.0% |
| Admin fee / account holder | $38,277 | $10,808+254.2% | $9,310+311.2% | $11,248+240.3% |